Things About Life

When you are a child, you can't wait to be a "grown-up".  When you are a "grown-up", you want to be a child again.

When you are a child, adults try to get you to take a nap, which you fight.  When you are an adult, you would give anything to have an occasional nap.

When you are thrust into adulthood, you assume that some things will come somewhat easily, but we all know what assuming does.  If you have a good and steady job, you would think that a bank would be willing to give you a loan. 

There are two problems with this thought:
1) If you are a professional, it can be hard to get a job.  Why?  Because employers are looking for experience and don't necessarily want to stick their neck out for a newbie.
2) Banks do not want to give loans to young people with little to no credit history.

The conundrum with number 2 is that you can't build credit until someone will take a chance and extend credit to you.  Therefore, it is hard to buy a car or a house with no credit.

I know that our country is in a horrible recession, but perhaps giving college-educated people with long-term employment a chance to build credit could better our country.  My generation could improve our country with a little help and faith from banks and credit institutions.